Josh Patoka


Josh has been a personal finance writer since 2016. His prior professional experience includes being a transportation operations supervisor for a S&P 500 company.

He has paid off $80,000 in consumer debt and uses his experience of getting out of debt and changing careers to write about many personal finance topics including making money, saving money and investing.


41 Best Companies That Offer Free Samples

41 Best Companies That Offer Free Samples

Shopping can be stressful. But knowing where to get free samples can help. There are so many brands and products to choose from. As a result, you might be afraid to spend your hard-earned money if you’re you’re unsure about a product.  So companies...
10 Legit Ways to Get a Free Laptop

10 Legit Ways to Get a Free Laptop

Laptops are an essential part of life in the 21st century. Although laptop costs have decreased, buying one can be a financial struggle. Thankfully, multiple charitable and educational organizations can help you get a free laptop. You usually need to be a student,...
11 Best Debit Cards for Kids

11 Best Debit Cards for Kids

Are you looking for a way to teach your child about money? One way is using debit cards. Most of us find ourselves paying for fewer purchases in cash. Instead, we pay with plastic or even use the digital wallet smartphone app. A possible negative result of a cashless...
29 Ways to Make $100 a Day

29 Ways to Make $100 a Day

Do you think it’s possible to make $100 a day without investing a small fortune in the stock market or changing jobs? There are many creative ways you can make extra money in your free time. It’s possible to even earn passive income while you sleep....
13 Simple Ways to Make Money Searching the Web

13 Simple Ways to Make Money Searching the Web

How many times a day do you research something online using your phone or computer? Do you go directly to Google? Instead, you can join a rewards program that will pay you to use their app or browser extension for searching the web. We’re going to show you 13...